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    1 home
      1 home available
      21 Church Street, Waterloo, NY 13165
      Pending
      21 Church Street, Waterloo, NY 13165
      $188,000
      8beds
      4bath
      3,396sqft
      0.18acres
      Multi Family for Sale

      21 Church Street, Waterloo, NY 13165

      Listing by: Howard Hanna
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      © 2026 Upstate New York Real Estate Information Services LLC. All Rights Reserved.
      Display of MLS Data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals.
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      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      21 Church Street, Waterloo, NY 13165
      Pending
      $188,000
      8beds
      4full,half bath
      3,396sqft
      0.18acres

      21 Church Street, Waterloo, NY 13165

      City/Town:Waterloo   Post Office: Waterloo     

      Multi Family for Sale by Belinda A. FrattoHoward Hanna.

      Data checked -. Listing last updated 9 days ago.
      1. Overview
      2. Details
      3. More 

      Turnkey 4-Unit Investment Opportunity in the Village of Waterloo! Don’t miss this fully occupied, income-producing 4-unit property offering approximately 3,400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping—and just 10 minutes to Geneva and Wegmans. Gross Annual Income: $48,600 This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction. Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures—making this a solid, low-maintenance investment. Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old. With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.

      Internet Serviceability
      Details
        Property type
      Residential
        Year built
      1900
        Heating
      Gas, Baseboard, Hot Water
        Cooling
      None
        Total rooms
        Garage
      No
        City/Town
      Waterloo
        Post Office
      Waterloo
        Parking spots
      -
      R1676789
      MLS ID
      Pending
      Status
      05-02-2026
      On market date
      Levels  Levels
      Two
        Roof
      Asphalt
        Laundry features
        Fireplace
      No
        Pets allowed
        Architectural Style
      Fourplex
        Basement
      Full
        View
      Interior features
      Exterior features
      Lot features
      Corner Lot, Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
      Appliances included
      Gas Water Heater
      Construction materials
      Attic Crawl Hatchways Insulated, Wood Siding
      Flooring
      Laminate, Varies, Vinyl
      Utilities
      Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
      Water source
      Connected, Public
      Parking features
      Gravel, Off Site
      Monthly taxes
      $319
      Yearly taxes
      $3,822
      School district
      Waterloo
      Schools
      -
      Senior community
      No
      HOA
      -
      HOA Amentities
      Open Houses
      In-Person
      No upcoming in-person open houses
      Virtual
      No upcoming virtual open houses
      Contact Agent
      Belinda A. Fratto
      Belinda A. Fratto
      NY Licensed Assoc. R.E. Broker, Howard Hanna
       
       
      Location
      Starting from Main Street in Village of Waterloo go North on Church Street, house sits proudly on the left and corner of E Elisha Street
      For Sale Nearby
      No nearby homes are For Sale Nearby.
      Recently Sold
      No nearby homes have been Recently Sold.
      21 Church Street, Waterloo, NY 13165, is a 8 bedroom, 4 bathroom, 3396 sqft. Multi Family built in 1900. This property provided by the New York State Alliance of MLSs was listed on 4-30-2026. The MLS# for this Multi Family is MLS# R1676789.
      Display of MLS Data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals.
      Copyright ©2026 Upstate New York Real Estate Information Services LLC